InvestmentConsulting

IMA Wealth can act as an ERISA §3(21) investment advisor or ERISA §3(38) investment manager to the retirement plan with respect to the selection and monitoring of investments. Clients receive an investment policy statement, quarterly investment scorecard and market summaries, as well as transition assistance whenever the plan terminates or hires a fund manager.

Backed by an investment committee, our Scorecard System™ can help our clients improve outcomes, manage risk and reduce fiduciary exposure. Using a custom benchmark index which explains a fund’s market and style-related investment returns, the analysis will show unexplained variances attributed to manager skill.

Fueled by our institutional approach, our investment review incorporates:

• Modern portfolio theory statistics
• Quadratic optimization analysis
• Risk-adjusted return
• Fund style
• Peer group rankings
• Fund manager tenure
• The fund’s expense ratio relative to the average fund expense ratio in the asset class category
• The fund’s style and strength of statistics
• Target-Date Fund Suitability

The Fiduciary Fitness Program^TM, Fiduciary Diagnostic™, and Fiduciary Plan Review™ technology are not proprietary to IMA Wealth, Inc. This technology is offered through the RPAG platform. RPAG and IMA Wealth, Inc. are separate, non-affiliated companies. IMA Wealth, Inc. pays RPAG for use of their platform and resources.