IMA Wealth is celebrating 20 years! A heartfelt thank you to all our clients and to the communities we serve. The opportunity to work with great people like you is the reason we chose this profession. We appreciate you, our existing clients and friends, for being an integral part of our lives.

Third Quarter Markets

The third quarter was full of ups and downs for stocks, much like the second quarter. Stock values moved in
response to the rhetoric from the participants in the trade war between the United States and China. The Federal Reserve lowered interest rates two times during the quarter. More new jobs were added, but at a reduced rate, while wage growth continued. Manufacturing and industrial production remain muted, influenced, in part, by the waning global economy. Nevertheless, consumers were undaunted by economic developments, spending at a steady rate throughout the quarter.

Read more about each month  »

Medigap: Medical Insurance in Retirement

Medicare won’t cover all of your health-care costs during retirement, so you may want to buy a supplemental medical insurance policy known as Medigap. Offered by private insurance companies, Medigap policies are designed to cover costs not paid by Original Medicare, helping you fill the gaps in your Medicare coverage.

  • When’s the best time to buy a Medigap policy?
  • What’s covered in a Medigap policy?
  • Are all Medigap policies created equal?
  • Does everyone need Medigap?

Answer these questions in this edition of The Fiduciary »

Charitable Contributions

The 2017 tax reform legislation brought substantial changes for almost all our clients. The most important changes will vary depending upon your individual circumstances. One of the changes that we can help you manage more effectively concerns your ability to deduct charitable contributions.

Since taxpayers are required to itemize to claim a deduction for charitable gifts, this means that you may no longer receive a deduction for charitable donations… unless you plan ahead.

Learn more about how we can help you plan ahead in this edition of The Fiduciary »

Continue Reading about
the market, a deeper look at the new tax law, stock market history, and market commentary.